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DNX Ventures
DNX Ventures

Financial Analyst



IT, Accounting & Finance
Johannesburg, South Africa
Posted on Friday, May 31, 2024
About PayJoy
PayJoy is a mission-driven company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy’s “secret sauce” technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2020, reaching 10 million happy customers and over a billion dollars of sales in 2023.
This Role
This is your opportunity to be the Financial Analyst for PayJoy South Africa. You will oversee the FP & A functions, budgeting & Forecasting, product profitability analysis and processes. The successful candidate will understand the business and help set processes that will enable us to scale, anticipating issues and thinking ahead of what will be needed to support business growth. This person will report directly to the Head of Finance SA.


  • Coordinate annual and long range plans, and publish monthly reporting of KPIs and financials against these plans.
  • Perform quarterly and monthly forecasting.
  • Manage expense budgets for SA.
  • Set financial processes to support PayJoy SA in scaling. Coordinate with the operations team, business development team and accounting team to achieve this.
  • Assist in managing treasury function, including set right controls for payments and transfers.
  • Help with month end close and partner reconciliation.
  • Perform financial profitability analysis of products.
  • Develop business cases and expected profitability for all initiatives done in SA and the rest of Africa.
  • Assist Head of Finance SA with daily functions.

Required Qualifications

  • Bachelor’s degree in Finance, Statistics, Economics or related studies.
  • 3-5 years financial experience in FP&A.
  • Demonstrated ability in driving forecasts and budgeting processes and IFRS understanding.
  • Strong problem solver and critical thinker, clearly synthesis and communicate financial terms to senior leaders.
  • Advanced knowledge of excel and other data analysis software.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed