PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry.  As of 2024 we have brought 3 billion dollars in credit to 13 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

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San Francisco, CA, USA

PayJoy

DNX Ventures

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