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DNX Ventures
DNX Ventures

Fraud Operations Manager



Accounting & Finance, Operations
Mexico City, Mexico
Posted on Tuesday, October 3, 2023
About PayJoy
PayJoy is a mission-driven company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy’s “secret sauce” technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2020, reaching 8 million happy customers and over a billion dollars of sales in 2023.
This Role
As PayJoy continues to grow and expand in Latin America and globally, offering innovative credit solutions and smartphone financing to a diverse clientele, the operational integrity of our fraud prevention mechanisms becomes paramount. The Fraud Operation Manager will be at the forefront of this mission, ensuring that our operations are seamless, efficient, and resilient against fraudulent activities. This role is pivotal in maintaining the trust of our customers and safeguarding PayJoy's assets and reputation.
The ideal candidate will be a strategic thinker with a keen eye for detail, possessing a deep understanding of operational dynamics in fraud prevention. They should demonstrate exceptional judgment, especially in high-stakes situations like store closures, and be adept at detecting intricate fraud patterns. Their ability to drive process automation, manage SLAs, and implement new procedures will be crucial in ensuring the efficiency and effectiveness of the fraud prevention operations.


  • Oversee and manage the day-to-day operations of the fraud prevention department.
  • Exercise sound judgment in making decisions related to operational changes, including store closures, based on fraud risk assessments.
  • Detects and analyzes fraud patterns within operations, ensuring timely intervention and mitigation.
  • Drive the automation of fraud detection and prevention processes to enhance efficiency.
  • Manage and ensure adherence to Service Level Agreements (SLAs) within the fraud prevention operations.
  • Implement new processes and procedures to stay ahead of emerging fraud trends and techniques.
  • Develop and maintain dashboards for tracking and reporting on key fraud metrics.
  • Collaborate with cross-functional teams to ensure the integration of fraud prevention strategies across the organization.


  • Bachelor's degree in Business Administration, Operations Management, or a related field.
  • Minimum of 5 years of experience in operations management, with a focus on fraud prevention.
  • Strong analytical skills with the ability to detect and interpret fraud patterns.
  • Proficiency in process automation tools and dashboard development.
  • Exceptional communication and leadership skills.
  • Medium-high level of English proficiency.


  • Company-funded Health and Dental Insurance for employees and immediate family members
  • Life insurance
  • 30 days of Christmas bonus
  • 20 days paid Vacation
  • 50% Vacation premium
  • 13% Saving funds
  • 2,000 MXN monthly grocery coupons
  • 2,000 USD annual International Business Travel allowance
  • 2,000 USD annual Professional Development allowance
  • 500 USD annual Fitness allowance
  • 500 USD Phone Finance allowance
  • 250 USD Home Office equipment allowance
  • 200 USD Headphone allowance
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed